Make Home Improvement Stores Your Highest Spend Category Note: Be careful to make all minimum payments on time and be additionally careful not to carry a balance beyond the end of the period, as the regular APR will apply to any unpaid balance. With careful planning, you can also finance project purchases over the course of the period. With over a year of an interest-free grace period, you’re afforded the luxury of some breathing room even if your plans go awry or you need some extra time to pay down a balance on a home improvement project. There is also a balance transfer fee of 5% of each balance transfer $5 minimum. After that, the variable APR will be 17.74% - 27.74%, based on creditworthiness. The Citi Custom Cash℠ Card offers a 0% introductory APR on eligible balance transfers and purchases for 15 months. Though its rewards in several less-commonly bonused categories like home improvement may be its headlining feature, the Citi Custom Cash also offers an additional useful-to-home-improvement benefit. Financing Home Improvement Projects With the Citi Custom Cash These are provided as guidelines only and approval is not guaranteed. This is just one scoring method and a credit card issuer may use another method when considering your application. Credit Score ranges are based on FICO® credit scoring.
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